From standard baccarat tables to exclusive Squeeze, Speed Baccarat, and VIP tables — SC99 brings you the best baccarat variants with professional dealers, lag-free HD streaming, 98.9% RTP, and flexible betting limits from RM5 to RM50,000 per hand.
All tables are streamed live in HD quality from world-class casino studios. Choose your table based on betting limits, playing style, and your preferred dealer.
An exclusive table featuring the squeeze function – "peek" at your cards before they are fully revealed. The closest experience to a land-based casino.
Each hand is completed in just 27 seconds. Perfect for players who enjoy a fast tempo and more hands in less time.
Tables staffed with fluent Malay-speaking dealers – ideal for Malaysian players who are more comfortable communicating in their mother tongue.
SC99 offers far more than standard baccarat — each variant has its own distinct flavour, catering to the diverse tastes of Malaysian players.
Classic baccarat in its original format with the simplest rules – bet on Banker, Player or Tie. Flexible betting limits from RM5 to RM50,000 per hand. Perfect for both new and experienced players.
Every hand is completed in 27 seconds – more than twice as fast as standard baccarat. All cards are dealt face up with no squeeze theatrics. Ideal for players who prefer a faster rhythm.
The player with the largest bet can virtually "squeeze" the cards — slowly revealing their value for a suspense-filled experience. The most dramatic moment in baccarat at SC99.
No 5% commission on Banker wins — payouts remain at 1:1. Exception: a Banker win on a value of 6 pays only half (0.5:1). Simpler and easier to calculate.
The Dragon Bonus side bet pays out at multiplied rates based on the winning margin — winning by 9 points pays up to 30:1. It adds an extra layer of excitement on top of your standard baccarat game.
Each round, randomly selected card values receive a lightning multiplier of 2x to 8x. If those cards appear in your hand, your winnings are multiplied accordingly – with extraordinary payout potential.
Baccarat has just three main betting options. Understand the odds and house edge before you take a seat at the table.
Baccarat is one of the easiest games to learn. Here is a complete guide covering everything from the basics for new players through to advanced strategy.
Place your bet on Banker, Player, or Tie before the cards are dealt. You can also add side bets such as Player Pair or Banker Pair.
The dealer deals two cards each to the Banker and the Player. The first and third cards go to the Player; the second and fourth go to the Banker.
Hand values are calculated by adding all cards together. Only the last digit counts — a total of 15 is worth 5. The highest possible value is 9.
If either side is dealt 8 or 9 from the first two cards, it is called a "Natural". Natural 9 beats Natural 8. No third card is drawn in this case.
Depending on the value of the first two cards, a third card may be drawn according to fixed rules that are independent of any decision by the player or dealer.
The side with a value closest to 9 wins. A Banker win pays 1:1 minus a 5% commission. A Player win pays 1:1 in full. A Tie pays 8:1.
| Card | Value |
|---|---|
| Ace (A) | 1 |
| 2 to 9 | Face value |
| 10, J, Q, K | 0 (Zero) |
| Player Value | Action |
|---|---|
| 0 – 5 | Draw a third card |
| 6 – 7 | Stand |
| 8 – 9 | Natural – no further cards drawn |
| Banker Value | Action (based on Player's 3rd card) |
|---|---|
| 0 – 2 | Always draw a third card |
| 3 | Draw unless the Player's third card is 8 |
| 4 | Draw if Player's 3rd card = 2–7 |
| 5 | Draw if Player's 3rd card = 4–7 |
| 6 | Draw if Player's 3rd card = 6–7 |
| 7 | Stand |
| 8 – 9 | Natural – no further cards drawn |
At SC99, all third card rules are handled automatically by the system and dealer – you don't need to memorise or make any of these decisions yourself. Everything follows standard baccarat rules and happens automatically. Understanding how it works helps you appreciate the game better, but it's not a requirement to play.
The most basic scoreboard — results are recorded left to right, top to bottom. Banker wins appear in green, Player wins in red, and Ties in green with a line through them. The easiest road to read, making it ideal for newcomers.
The most widely used chart – each streak runs downward within the same column, and a new column starts whenever the result changes. Veteran players use this to spot "road" patterns.
A derivative chart of the Big Road that analyses pattern regularity. Circles indicate a "repeating pattern" while lines indicate irregular or random trends.
Two advanced derivative charts that compare patterns from earlier columns in the Big Road. Used by experienced players to predict upcoming trends.
SC99 automatically displays all road map charts at every live baccarat table. There's no need to track them yourself – simply focus on reading the patterns and making your betting decisions. All charts are updated live after every hand.
Baccarat is the most popular casino game in Malaysia and across Asia. Unlike poker, which demands the ability to read opponents, or blackjack, which requires memorising basic strategy, baccarat is refreshingly straightforward — you simply choose one of three outcomes, and the cards decide the rest. This makes it equally appealing to complete beginners and seasoned players alike.
At SC99, baccarat is more than just a numbers game — it's an experience. SC99's live baccarat tables are powered by world-class casino studios equipped with multi-angle HD cameras. Every movement of the dealer's hands, every card dealt, every tense moment during a squeeze — all of it is captured and broadcast in quality so crisp that you feel as though you're sitting at a real casino table, whether you're actually lounging on your sofa in Petaling Jaya or on a lunch break in Kota Bharu.
One issue that frequently holds back Malaysian players is the language barrier. Most online casino platforms use dealers who speak only English or Mandarin. SC99 has addressed this by offering dedicated baccarat tables staffed with fluent Malay-speaking dealers. This is more than just a convenience – it provides genuine psychological comfort for local players who prefer to communicate in their mother tongue. You can ask the dealer questions, leave comments, and interact far more comfortably throughout your session.
In terms of betting limits, SC99 baccarat is among the most flexible options in the Malaysian market. Standard tables start from just RM5 per hand — ideal for casual players who want to enjoy the casino experience without committing large sums. For serious players, the VIP Baccarat Squeeze tables offer limits of up to RM50,000 per hand, with a more exclusive atmosphere and dedicated attention from the dealer. Between these two extremes, there is a wide range of tables to suit every budget.
Baccarat also carries one of the lowest house edges of any casino game, making it one of the most mathematically "fair" options available. The Banker bet has a house edge of just 1.06% – lower than most slots, and only marginally above blackjack played with full basic strategy. In practical terms, for every RM100 you wager on Banker over the long run, your expected average loss is just RM1.06. Of course, anything can happen in the short term – but the odds are considerably more in your favour compared to many other games.
SC99 also provides in-depth table statistics for players who enjoy analysing trends. Before sitting down at any table, you can review recent records including the Banker vs Player win percentage over the last 50 to 200 hands, pair and tie statistics, and the full road map. This lets you choose the table that best suits your strategy — or your gut feeling — before you start playing.
SC99's baccarat rebate programme is one of the most generous in Malaysia. Active baccarat table players qualify for a weekly rebate based on total rolling – meaning you get back a portion of the commission paid on Banker wins. For consistent players, this rebate can add up to a significant amount over time. Rebates are credited every Monday and can be used for play or withdrawn after meeting the minimum rollover requirement.
On the matter of security and fairness, all live baccarat tables at SC99 use real physical card decks shuffled in certified automatic shuffling machines that are verified each session. This sets it apart from RNG-based baccarat — at a live table, you watch actual cards being dealt from the shoe by a real dealer. There is no room for system manipulation; what you see in the stream is exactly what is happening in the studio. This is the highest level of transparency any online casino platform can offer.
For players who want to get familiar with baccarat before playing with real money, SC99 offers a demo mode for the computer-based (RNG) version. While this experience differs from a live table, it is the best way to get comfortable with the rules, understand the road map charts, and experiment with different betting systems at no financial risk. Once you feel ready, switching to a live baccarat table is just one click away on SC99.
Transactions at SC99 Baccarat are just as fast as the rest of the platform. Deposits via Touch 'n Go eWallet, DuitNow, GrabPay, Boost, ShopeePay or FPX (Maybank2u, CIMB Clicks) are processed instantly. Winnings withdrawals are processed within 3 to 10 minutes to your preferred Malaysian bank account or e-wallet. The minimum deposit is just RM10, with no minimum withdrawal limit for standard winnings amounts. SC99 ensures your financial transactions are as smooth and seamless as the game itself.
All your gaming data and personal information are protected with 256-bit SSL encryption. SC99 does not share your data with any third parties. Read our Privacy Policy full policy.
Registration takes less than 2 minutes – just enter your name, phone number, and password. No documents or lengthy processes are required for a standard account.
Top up via Touch 'n Go eWallet, DuitNow, GrabPay, Boost, ShopeePay or FPX. Minimum deposit RM10. Credits are added to your account instantly with no extra fees.
Head to the Baccarat menu on SC99 and choose a table that suits your preferred betting limits and playing style. All tables are available 24 hours a day, 7 days a week.
Choose Banker, Player or Tie, set your bet amount in RM and confirm. The dealer deals the cards and the result is known within seconds.
Winnings are credited instantly to your account balance. Request a withdrawal anytime – processed within 3–10 minutes to your Malaysian bank account or e-wallet.
Multi-angle cameras and crystal-clear, lag-free video across all live tables.
An exclusive table staffed by Malay-speaking dealers, designed for local players.
Real cards dealt by a real dealer – the highest level of transparency.
Banker at just 1.06% house edge – among the fairest bets in casino gaming.
All baccarat tables run smoothly on both Android and iOS.
0.8% weekly rebate based on your total baccarat rolling.
With a house edge of just 1.06%, the Banker bet offers the best odds in baccarat. Even with the 5% commission applied, the overall RTP is still significantly better than the Player bet (1.24%) and far better than the Tie (14.36%). The majority of experienced baccarat players consistently favour the Banker.
While the 8:1 payout looks tempting, the house edge on a Tie bet is 14.36% – nearly 14 times higher than Banker. A Tie occurs only around 9.5% of the time. Use it as a small side bet if you like, but never as your main strategy.
Decide how much you are willing to put in for a single session, and stop when that limit is reached — whether you are up or down. Baccarat can move fast, especially at Speed Baccarat tables. Bankroll discipline is what separates players who enjoy the game long-term from those who burn through their funds too quickly.
The baccarat road map shows what has happened – not what will happen. Every hand is independent and unaffected by previous results. Road maps are useful for spotting short-term patterns, but don't rely on them as the sole basis for large bets. They're a helpful reference, not a magic formula.
This is why so many Malaysian baccarat players who have tried other platforms ultimately stay with SC99.
| Feature | SC99 | Other Platforms |
|---|---|---|
| Tables with Malay-Speaking Dealers | Yes, Available | None |
| Baccarat Variants | 6 Variants | 1–2 Variants |
| Live Road Map at the Table | Yes, 4 Types | Basics only |
| Minimum Bet Limit | From as low as RM5 | RM20–RM50 |
| Weekly Baccarat Rebate | 0.8% Rolling | None / Limited |
| Deposit via Touch 'n Go / DuitNow | Yes | Sometimes |
| Withdrawal < 10 Minutes | Yes | Hours |
| 24/7 BM Support | Yes | Slow Response |